YES, and YES! I shoot dual recording camera bodies and immediately back up your images asap after shooting.I maintain 3 separate forms of backup at all times until your images are delivered to you.
Absolutely, for both our sakes I carry business insurance that is in line with industry standard.
I don't normally attend rehearsals. So much of my assessment in shooting has to do with the light of the day...which you can't predict beforehand! When I arrive at the venue the day of I thoroughly scout to see where and what the light is likely to be according to our timeline and the weather.
From feedback and first hand experience I believe it is. It is not only a chance at precious images together, it allows you to interact in front of the camera with light posing. That practice is incredibly helpful on your wedding day when things are fast paced and it matters most to get great shots. You're making the investment in wedding photography, so it makes sense to practice. And, they are a lot of fun!
You bet, Checks, Cash, and Card all work. You'll receive your invoice via a secure server online and can pay it in the form you prefer.
I edit to everyday reality. That means that if you wake up with a zit the morning of our session...I'm going to remove it. You don't have that zit everyday. I do not edit to manipulate reality, which includes things like body shaping etc. You are awesome as you are, and I shoot in flattering ways.